-
Posts
39,077 -
Joined
-
Last visited
-
Days Won
116
About happycamper
- Birthday 11/15/1987
Profile Information
-
Team
Gonzaga
-
Gender
Male
-
Location
Knoxville
-
Interests
MWCboard. Obv
Recent Profile Visitors
37,118 profile views
-
Gallup Poll: Nearly 30% of Gen Z Women Identify As LGBTQ
happycamper replied to Nevada Convert's topic in Non-Sports items
"nowadays 20% of all girlfriends are up for MFF threesomes" nevada convert -- 59 replies
-
- 10
-
it's the most out of touch shit i have seen in my life
-
you can't exactly bitch about not being able to downsize when you are unwilling to do anything to actually downsize, especially when the proposed method is "also provide you with passive income forever"
-
lots of fire regulations that drive up cost per square foot when you get condos vs equivalent sized detached houses (from what i understand for good reason too). there's probably a break point when cost of land makes condos more efficient than lots of little houses but ECA would be the guy to ask, not me. there's a reason why all those working class '50s neighborhoods have a ton of 2-3 bed 1 bath 900 square feet houses on little lots instead of 900 square foot condos. tiny houses are dumb too imo. just have many regular sized houses. or hell require certain areas of new subdivisions to have half sized lots. lots of easier ways to do it than "must build little homes"
-
1. open container laws are stupid. you should be able to enjoy your hazy ipa while walking around a park as god intended when he made barley 2. yeah. decriminalization was intended to work hand in hand with a robust social services sector which led to rehabilitation. you need to do the hard part of building the social services, not just decriminalize as a "look we're europe now" button
-
masterfrog
-
yes. depends on local climate and yer neighbors. lived in one in laramie and laramie winters are too cold for mobile homes imo. the biggest problem with them is the same problem you have with apartments, you're always going to be at the mercy of someone else wanting to raise rates on you. that's why tailing was right about condos making sense. once you have your mortgage, your payment is locked in. or if he's really looking to downsize, pay cash (or at least a massive down payment).
-
"MY ALL WHITE ANGLO SAXON ENGLISH ANCESTORS MADE THEIR KIDS BE FACTORY SLAVES. BUT THE DAMN IMMIGRANTS NOWADAYS (FROM BROWN COUNTRIES) DON'T DO THAT AND THAT'S WHY THEY'RE ALL POOR AND DON'T BUILD WEALTH!!!!!" lmfao dude either you think I'm a moron, or you're a moron. either way, you're a racist dipshit
-
? do you think single people don't exist? the problem isn't building 3000+ sf homes, the problem is only building 3000+ sf homes. sprinkle those in with 2000, 1500, yes, 800 sf homes.
-
ok? we had super low interest rates before covid, too. we had built up housing in a way that guaranteed we'd have a shortage before covid too. hell we were experiencing a surge in demand before covid too because millennials were aging into buying power. covid didn't make anything new, it just made pre-existing economic trends accelerate.
-
meh. covid pushed it over the edge but it wouldn't have mattered if we hadn't had decades building to this in the first place.
-
hey man. if you look at the history of wealth accumulation, it pretty much all happened after child labor laws. the vast majority of wealth accumulation in this country happened when the feds started subsidizing mortgages (for white people only, at first). it doesn't really matter how hard anyone works if our planning, zoning, and economic organization ensures that there is a perpetual gap between supply and demand in our most economically successful areas. Also, the single largest source of entrepreneurs and small businessmen is the children of immigrants lmao. so your racist rant is wrong in three ways
-
I would be surprised to see a slow deflation too. Honestly... I wouldn't be surprised to see us stuck at needing higher interest rates forever because housing costs will be an inflationary pressure for a long time. In 2013, we bought new and got a 3400 SF house (1500 SF unfinished basement) for 220k. That was cheaper than similar built houses. Today it's reversed. Makes it real tough for a bubble to pop
-
I always thought of a bubble as something destined to pop - price increases driven by speculation, instead of economic realities. This run-up isn't because of speculation like beanie babies were. It's because more people want to live in cities than we have houses, and it's more expensive to build new housing than the cost of existing housing. That's a tough bubble to pop.
-
It's not a bubble when it still costs more to build new than to buy existing.